Finances & Taxes

A new model factors nontraditional payments into credit scores.

Find out why mortgage rates don’t immediately fall in line with Federal Reserve rate changes.

Here’s why you should monitor a recent change in credit score processing and your credit report.

Loan applications for prospective home buyers reach four-year high. Is now the right time for you?

The Federal Reserve cut its short-term interest rate by a quarter point on Sept. 17 – the first cut this year. Although mortgage rates dropped, continuing a recent trend, some home buyers may have expected deeper cuts. The 30-year fixed-rate mortgage averaged 6.26% the week of the Fed announcement, Freddie Mac reports. That means mortgage

If you’re a prospective home buyer waiting for lower mortgage rates, you might consider applying for a loan now. In mid-September 2025, mortgage rates posted their largest weekly decline in a year. Those falling rates are driving more home buyers to apply for mortgage loans. “Mortgage rates are headed in the right direction, and home

With your pre-approval in hand, sellers will know you’re a serious buyer.